Medical Insurance
Description: Medical insurance helps cover the costs of healthcare, including doctor visits, hospital stays, prescription drugs, and preventive care for all our members.
Benefits: Reduces our members financial burdens in case of unexpected illness or injury. Provides access to quality healthcare, including preventive services that can help our members stay healthy and offers peace of mind knowing they are protected from potentially devastating medical expenses.
Dental Insurance
Description: Dental insurance helps pay for dental care, including routine checkups, cleanings, fillings, and more complex procedures like crowns and root canals.
Benefits: Members will enjoy regular dental checkups and preventive care, which can help maintain good oral health. Makes dental treatment more affordable, allowing them to address issues promptly and avoid more costly problems down the line.
Vision Insurance
Description: Vision insurance helps cover the cost of eye exams, eyeglasses, contact lenses, and in some cases, even vision correction surgery.
Benefits: Facilitates regular eye exams, which are essential for detecting vision problems early. Makes eye care and eyewear more affordable, helping our members maintain good vision and eye health.
Critical Illness Insurance
Description: Critical illness insurance provides a lump-sum cash payments for members that may be diagnosed with a covered critical illness, such as cancer, heart attack, or stroke.
Benefits: Offers financial support during a challenging time, allowing members and loved ones to focus on recovery rather than financial worries. Can be used to cover medical expenses, lost income, or other costs associated with a critical illness. Provides flexibility to use the funds as seen necessary.
Long-Term Care Insurance
Description: Long-term care insurance helps cover the cost of long-term care services, such as nursing home care, assisted living, or in-home care, if members become unable to care for themselves due to aging, illness, or disability.
Benefits: Members assets are protected from the high cost of long-term care. Providing choices and flexibility in care options. Offers peace of mind knowing they will have access to quality care if needed.